Artificial Intelligence tools like ChatGPT, Gemini, Claude, and others are widely used, but effective prompting is key to getting the best results. Prompts should follow the Persona-Task-Context-Format structure for clarity. Use clear verbs, specific instructions, and refine prompts through dialogue. Providing examples (few-shot prompting) improves output, especially for structured tasks. Assigning roles to AI enhances relevance. Chain-of-thought prompting aids complex reasoning. File uploads add context when safe. Prompting is trial-and-error—track effective prompts and reuse them. Fintech is a skill anyone can master, helping users boost creativity, productivity, and communication while working with AI tools efficiently across various tasks.