5 Lesser-Known Google Pay Features You Might Be Missing

Google Pay, also known as GPay, is one of India’s most widely used digital payment platforms. Designed to be simple, fast, and secure, it enables users to send and receive money, pay utility bills, recharge mobile phones, and more—all through the Unified Payments Interface (UPI). While many are familiar with Google Pay’s primary functions, the app also houses several lesser-known yet useful features that can improve how users manage payments and finances.

One such hidden feature is the ability to split bills directly within the app. Users don’t need a separate app for this purpose. Google Pay lets users create a group of people, add members, and then divide the total bill among them. The app even keeps track of who has paid and who hasn’t. This is particularly useful for managing shared expenses like group dinners or travel costs. To use this feature, simply tap on “New Payment,” then select “New Group,” add participants, and enter the amount to be split.

Another underrated feature is the rewards system tied to transactions. While not every transaction earns a reward, certain types—like mobile recharges or electricity bill payments—unlock scratch cards. These scratch cards may offer cashback or discounts on products from partner brands. Users can view all their rewards, including special ones, by checking the “Rewards” section within the app.

The Autopay feature is another convenient tool, especially for users who subscribe to streaming services or cloud storage. Rather than remembering multiple renewal dates, users can automate subscription payments directly through Google Pay. The platform supports major services such as JioCinema, Netflix, Spotify, YouTube Premium, and Google One Cloud. To enable this feature, users can click on their profile icon in the top right corner of the app and select “Autopay.” From there, subscriptions can be added and managed easily.

Google Pay also allows users to check their bank account balances without needing to log into their net banking portals or banking apps. This is especially handy for those who want to quickly confirm if they have enough funds before making a transaction. Users can access this feature by navigating to the “Payment Methods” section, tapping on their bank account, and selecting “View Account Balance.” After entering their UPI PIN, the balance will be displayed instantly.

Lastly, the app enables users to add notes or labels to each transaction. This is beneficial for those who want to keep detailed records for personal budgeting, tax purposes, or business reimbursements. Before completing a payment, users can add a custom message or even an emoji to indicate the reason for the transaction. This small but helpful feature makes it easier to review payment history and stay organized financially.

In conclusion, Google Pay is more than just a tool for basic transactions. With features like bill splitting, scratch card rewards, autopay for subscriptions, balance checking, and note-adding options, users can greatly enhance their digital payment experience. These tools make financial management smoother and more personalized, making Google Pay a versatile and user-friendly platform.