Scapia, one of India’s fastest-growing travel-focused fintech platforms, has teamed up with Federal Bank to launch an innovative credit card that integrates RuPay and Visa networks. This new product uniquely merges traditional credit card functionality with UPI payments and travel-centric benefits, delivering a comprehensive and future-ready financial solution. The card enables seamless spending both domestically and internationally, combining multiple payment methods into one unified experience.

What sets the Scapia Federal Credit Card apart is its dual-network capability. It works across the Visa network for both online and offline purchases, domestically and globally. Meanwhile, the RuPay integration enables the card to be used for UPI credit transactions — a first-of-its-kind feature in India. All spending — whether via swiping a card, scanning a UPI QR code, or booking a trip — is consolidated into a single statement. This offers users unmatched clarity and convenience, removing the confusion of juggling multiple bills or apps.

Designed to replace the need for multiple cards, wallets, and apps, this credit card provides a smart, consolidated way to manage daily and travel-related expenses. Scapia and Federal Bank envision this card not just as a financial tool but as a reinvention of how India transacts — integrating credit, UPI, and travel into one seamless platform.

Key benefits of the Scapia Federal Credit Card include a unified credit limit and statement for all Visa and UPI spends. There is no foreign exchange markup on international transactions, making it highly attractive for frequent travelers. The card also grants unlimited access to domestic airport lounges and offers complimentary dining, shopping, and spa privileges at airport outlets across India.

In addition to these perks, users earn Scapia Coins (rewards) on every eligible transaction. These can be redeemed via the Scapia app for flights, hotel stays, bus and train tickets, and more. Unique app features like a map-based stay search and smart train booking with alternative route suggestions provide further ease for travelers. Students and senior citizens can also benefit from customized pricing on flights and travel services.

The card is ideal for a range of users — especially frequent flyers seeking lounge access and zero forex fees, individuals who prefer UPI payments but want the flexibility of credit, and tech-savvy consumers who frequently book their travel online. It also caters to busy professionals and students who prefer a one-card-for-all approach.

Scapia’s app has received a summer upgrade to enhance user experience. New features include intelligent train ticket booking that recommends alternatives to long waitlists, a map-based hotel search near landmarks or attractions, and simplified tracking and redemption of rewards through a revamped Scapia Coins dashboard.

Anil Goteti, Founder and CEO of Scapia, stated that the card represents a convergence of Visa’s global reach, RuPay’s UPI innovation, and Federal Bank’s trust. He described the card as a “frictionless, borderless, and future-ready” financial solution, suited for everything from buying a coffee to booking a trip across continents — with robust rewards and security features.

In conclusion, the Scapia Federal Credit Card redefines the modern payment experience by uniting credit, UPI, and travel into one seamless, powerful solution.